Your trusted financial partner
Our discipline is focused on the needs of higher ed professionals in retirement. Preparation and insight give you options to explore whichever paths your next journey takes you.
We offer comprehensive advisory and investment services to high-net-worth families and individuals across the United States. With a special emphasis on meeting the unique needs of professors and other higher ed professionals, small business owners, and families with special needs; our guiding principle is to put our clients’ interests first.
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You know a lot about your discipline. An expert in your field, you are accustomed to exploring topics from multiple perspectives, but retirement income is Greek to you. Voluntary Separation Packages for early retirement introduce new questions about taxes, insurance, income, and budget that are time-sensitive and crucial to get right. Briaud is familiar with VSPs and has prepared a checklist to reduce your learning curve. Rely on Briaud and don’t leave money on the table.
Your University benefits package is loaded with minutia that you haven’t paid attention to and boring, no doubt, but Briaud has put in the time. We’re familiar with the options universities offer and the specific rules affected by age and income. Maximize savings by choosing the right combination of financial and insurance plans available to you without saving yourself into poverty. We’ll join you in parsing the options and explain the benefits of each plan type so that you can do what you do best: understand and ask the right questions.
Your employer-matched retirement account may not provide the amount of income you want in retirement, so don’t let it be the only option available. An Individual Retirement Account (IRA) is a savings plan you contribute set amounts to annually, on a pre or post tax basis, to maximize the payout when you collect without incurring penalties or additional liability, but you need to know how to navigate these decisions now. Briaud has helped hundreds of university faculty make informed decisions with a comprehensive view of their options. Each year you can opt in and out of this; with financial planning, you can maximize the benefits.
Many faculty retire from university life to find themselves making more money on the lecture circuit, consulting with industry, publishing, or receiving income through their research projects. These varied income streams are potentially problematic for your university retirement and taxable income with the potential for penalties on money you separately earned. Briaud has specific suggestions for deferring some salary, avoiding tax surprises, and maximizing flexibility while following regulations. Briaud has a roadmap so that you never find yourself lost once you leave academia.
You’ve undoubtedly heard about Roth versus Traditional retirement contributions, but are you aware of the specific rules regarding catching up, income caps, and when you can start withdrawing? We all know taxes must be paid, but Briaud can help you navigate losing the least as you anticipate your retirement. Whether you are playing the long game or playing catch up, there IS a unique solution for you and your individual financial profile. Get the right guidance to establish an educated plan for your future.
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